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Fintech & Financial Infrastructure grants

Innovate UK and UKRI funding for RegTech, payments, open finance and AI in financial services

Financial services innovation is fundable when it is framed as R&D with a technical unknown, not as a product launch. RegTech, AI-driven compliance, open finance infrastructure and financial inclusion tools can all win Innovate UK and UKRI support if the case is built around a defensible innovation and a clear route to adoption by regulated firms.

Funders funding fintech & financial infrastructure

  • Innovate UK logo
  • UK Research and Innovation logo
  • Horizon Europe logo

Programmes that fit fintech & financial infrastructure companies

01

Innovate UK CR&D competitions

AI, data and trust technologies applied to financial services and regulated industries.

02

Innovate UK Innovation Loans

Late-stage fintech and infrastructure builds with a clear repayment case.

03

UKRI Responsible AI and Data

Trustworthy AI, data governance and risk management for regulated sectors.

What assessors actually score

  • A technical or regulatory problem that is not solved by existing vendors
  • Evidence of demand from regulated institutions or end users
  • Security, compliance and data governance by design

Where we work in fintech & financial infrastructure

RegTech
Payments infrastructure
Open finance
AI risk & compliance
Financial inclusion
Blockchain infrastructure

Fintech & Financial Infrastructure grants in our directory

Live programmes from the UK grant directory that suit fintech & financial infrastructure projects. Deadlines move between rounds, so each listing links through to the current detail.

Browse all 83 matches

Horizon Europe

[Horizon Europe - DIGITAL] CL4-2027-04 Energy-efficient AI Data Centres

This is a demonstration-heavy, industrially oriented grant for mature technologies that can materially reduce the energy and environmental impact of AI data centres. The Commission wants practical pilots, not conceptual studies: cooling, power backup, AI-aware operations, waste-heat reuse and energy-system integration all need to be shown in credible real-world settings. The most competitive bids will probably present a full-stack story: chip/module thermal management + data-centre operations optimisation + energy/waste-heat integration + validated industrial use cases. A good proposal should…

€10 million per projectCloses 17 Sept 2026 (expected)
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EIT Urban Mobility

[EIT Urban Mobility] Strategic Innovation Open Call - Mobility data management

Data-driven solutions that enhance the performance, efficiency and responsiveness of urban mobility systems through e.g. the use of advanced analytics, AI, quantum technology or real time data – in alignment with EU level interoperability and data governance efforts (e.g. common data spaces, European data standards, open digital infrastructures). Solutions that enable cities and public authorities to make data-informed decisions – particularly for the design and implementation of Sustainable Urban Mobility Plans (SUMPs), inclusive/participatory planning and citizen engagement, resilience and…

Up to 2 million EURCloses 1 Dec 2026
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Horizon Europe

[Horizon - Civil Security for Society] Advanced border surveillance and situational awareness

What the Grant Supports This call supports advanced technologies that improve surveillance, monitoring and situational awareness at EU external borders. Projects may focus on: * Border surveillance and monitoring systems * Detection and tracking of drones and autonomous vehicles * Counter-drone technologies * Maritime surveillance and monitoring * Sensor fusion and multi-source intelligence * AI-enabled situational awareness platforms * Autonomous surveillance systems * Search and rescue support technologies * Real-time operational decision support tools * Border security data analytics * Cro…

€6MCloses 5 Aug 2026
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Horizon Europe

[Horizon - Civil Security for Society] Advanced cryptographic schemes and High-Assurance high-speed cryptographic implementations

What the Grant Supports This call supports the development of next generation cryptography and secure cryptographic software needed to protect Europe against emerging cyber threats, particularly the transition to post quantum security. Projects can focus on: * Post quantum cryptography and quantum resistant encryption * Advanced digital identity and authentication technologies * Secure key exchange and entity authentication systems * Privacy preserving cryptographic protocols * Digital wallet security and privacy * High assurance cryptographic software * Formal verification of cryptographic i…

€2-3MCloses 15 Jun 2026
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Horizon Europe

[Horizon - Civil Security for Society] Approaches and tools for security in software and hardware development and assessment

What the Grant Supports The programme supports the development of advanced cybersecurity technologies that improve the security, resilience and trustworthiness of software and hardware systems across their entire lifecycle. Projects may focus on: * Secure hardware and trusted chip architectures * Secure microprocessors and hardware root-of-trust technologies * Post-quantum secure hardware solutions * Hardware supply chain security and traceability * Security-by-design methodologies * Software supply chain security * Automated vulnerability detection and patching * AI-driven security testing a…

€3-4MCloses 15 Jun 2026
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Horizon Europe

[Horizon - Civil Security for Society] Climate security and civil preparedness – new ways to develop pre- and post-crisis climate…

What the Grant Supports Projects that: * Develop pre-crisis and post-crisis climate change related scenarios. * Identify and prioritise climate security scenarios. * Assess cascading and compounding climate security risks across multiple sectors. * Develop and validate advanced tools, technologies and data-driven solutions for climate and environmental risk forecasting, crisis management and adaptation. * Develop and validate risk analytical and assessment tools, weather alerts and forecasts. * Develop and validate advanced tools and technologies to assess and monitor climate-induced disaster…

€4.5MCloses 5 Aug 2026
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