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Fintech & Financial Infrastructure grants

Innovate UK and UKRI funding for RegTech, payments, open finance and AI in financial services

Financial services innovation is fundable when it is framed as R&D with a technical unknown, not as a product launch. RegTech, AI-driven compliance, open finance infrastructure and financial inclusion tools can all win Innovate UK and UKRI support if the case is built around a defensible innovation and a clear route to adoption by regulated firms.

Funders funding fintech & financial infrastructure

  • Innovate UK logo
  • UK Research and Innovation logo
  • Horizon Europe logo

Programmes that fit fintech & financial infrastructure companies

01

Innovate UK CR&D competitions

AI, data and trust technologies applied to financial services and regulated industries.

02

Innovate UK Innovation Loans

Late-stage fintech and infrastructure builds with a clear repayment case.

03

UKRI Responsible AI and Data

Trustworthy AI, data governance and risk management for regulated sectors.

What assessors actually score

  • A technical or regulatory problem that is not solved by existing vendors
  • Evidence of demand from regulated institutions or end users
  • Security, compliance and data governance by design

Where we work in fintech & financial infrastructure

RegTech
Payments infrastructure
Open finance
AI risk & compliance
Financial inclusion
Blockchain infrastructure

Fintech & Financial Infrastructure grants in our directory

Live programmes from the UK grant directory that suit fintech & financial infrastructure projects. Deadlines move between rounds, so each listing links through to the current detail.

Browse all 75 matches

EIT Urban Mobility

[EIT Urban Mobility] Strategic Innovation Open Call - Mobility data management

Open to consortia of innovators, including businesses, researchers, educators and cities, working on urban mobility solutions. This is a multi-beneficiary call requiring a minimum of two independent legal entities working together, established in two different European Member States and/or Third countries associated with Horizon Europe.

Up to 2 million EURCloses 1 Dec 2026
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Horizon Europe

[Horizon - Artificial Intelligence and Robotics] Apply AI: AI-Driven Robotics for Industry: Enabling System Integration and Adopt…

Open to legal entities established in EU Member States, Iceland and Norway, plus the associated countries Canada, Israel, Republic of Korea, New Zealand, Switzerland and the United Kingdom; entities from other non-associated countries are not eligible unless specific conditions are met. This is a HORIZON Innovation Action (IA), implementing the co-programmed European Partnership on AI, data and robotics (ADRA), so applicants are expected to allocate tasks for cohesion activities with ADRA.

€18MCloses 15 Dec 2026
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Horizon Europe

[Horizon - Artificial Intelligence and Robotics] Apply AI: Challenge-Driven AI Innovation Booster in Apply AI prioritised sectors…

Open to consortia (not single applicants) of legal entities established in EU Member States, Iceland, Norway, and specific associated countries (Canada, Israel, Republic of Korea, New Zealand, Switzerland, UK); user-industry companies from the targeted strategic sector (healthcare, advanced manufacturing, or autonomous driving) must be core consortium partners. The lead consortium organises a multi-stage competition and provides financial support to third parties (SMEs or small SME-led teams) who compete to develop AI solutions; each proposal must focus on exactly one of the three sectors.

€14 million eachCloses 15 Dec 2026
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Horizon Europe

[Horizon - Industry & Digital] Decentralised, federated & sustainable AI data processing (RIA)

Expected to open. Consortium; UK eligible (Assoc. Country); SMEs as partners

~EUR 17.5m eachCloses 16 Apr 2027 (expected)
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Horizon Europe

[Horizon Europe - DIGITAL] CL4-2027-04 Energy-efficient AI Data Centres

This is a demonstration-heavy, industrially oriented grant for mature technologies that can materially reduce the energy and environmental impact of AI data centres. The Commission wants practical pilots, not conceptual studies: cooling, power backup, AI-aware operations, waste-heat reuse and energy-system integration all need to be shown in credible real-world settings. The most competitive bids will probably present a full-stack story: chip/module thermal management + data-centre operations optimisation + energy/waste-heat integration + validated industrial use cases. A good proposal should…

€10 million per projectCloses 16 Apr 2027 (expected)
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Horizon Europe

[Horizon - Civil Security for Society] Prevention and mitigation of misuse of synthetic biology for bioterrorism purposes

Horizon Europe Research and Innovation Action (HORIZON-CL3-2026-01-FCT-06). Applicants must be legal entities established in the eligible countries described in Annex B of the Horizon Europe Work Programme General Annexes; consortium and other participation rules also follow General Annex B. Projects using satellite-based earth observation, positioning, navigation or timing data must use Copernicus and/or Galileo/EGNOS.

€3MCloses 5 Aug 2026
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